Why I started the Blog

A couple of friends asked me why I started writing the blog. Well, here's the answer

I have a huge mortgage, recurring expenses and earning a salary that is only just enough. If I continue what I am doing, nothing will change and things will not get better. Even if I get a pay rise, expenses will keep increasing (having another child), moving to bigger house etc.... it never ends.

Hence, I started "looking for money". Over the past few months, I realised that there is actually alot of little things I can do in my life which may not seem to make a difference on its own, but putting them together makes a huge difference. Hence, why I starting putting my thoughts on the blog. Things like managing you cash flows, analysing investment options, finding alternative income source...

Two nights ago I had a new revelation. What I benefited from these financial "exercises" for the past 6-9 months is not just about the amount of extra money I can earned or saved. It's about "opening my mind" to a new perspective of thinking and actively finding ways to better manage my finances. Simply going to work and earning a monthly salary is not enough. We have to think outside the box rather than follow the crowd.

Lastly, I think this benefit will be magnified with people around me. Like a team of athletes training together for a common goal. To have like-minded friends sharing insights, exchanging ideas and learning from each other's experience will take this to the next level.

Feel free to email me or post directly on the blog your problems / ideas / questions... and with your permission I will post our discussion on the blog. Obviously everyone circumstances are different, and this is not meant to be a Q&A forum. Ultimately, we have to make our own choices, but I think it helps if you know you are not alone.